30-DAY CHARGE ACCOUNT
NO DOWN PAYMENT REQUIRED WITH YOUR ORDER
YOU PAY FULL AMOUNT WITHIN 30 DAYS
NO CARRYING CHARGES
ORDERS MUST AMOUNT TO AT LEAST
Spiegels now offer the convenience of a 30-Day Charge Account for those Established Customers who wish to
see merchandise before paying Cash and who do not wish to buy on Time payments. A statement showing
total amount of order, including any shipping charges you are to pay, will be sent upon acceptance of your order.
Payment in full (money order or check) is due within 30 days. The privilege of this 30-Day Charge Account is
restricted to customers who have established their accounts with Spiegels.
YOU ARE WELCOME TO USE BOTH YOUR 30-DAY CHARGE ACCOUNT
AND YOUR TIME-PAYMENT ACCOUNT AT THE SAME TIME
ABOUT DOWN PAYMENTS
Be sure to check each item on your order carefully
before mailing your order.
lf a Down Payment is required, figure the amount
carefully. according to the item. as explained below.
Then add to find the total of Down Payments required.
Be sure to send in the full and correct Down Pay–
ments to avoid delay in filling your order.
NO DOWN PAYMENT REQUIRED ON ANY ITEM
SELLING FOR $6.00 OR LESS
Government Rel-(ulalions do not require a Down Pay–
ment on ANY individual item selling for
under. You can order ANY NUMBER of these items
at one time and still no Down Payment is required.
ABOUT MONTHLY PAYMENTS
Government Regulations require Monthly Payment
of al least S:i.00 when you buy on lime payments.
regardless of size of order. There are just a few simple
steps to lind out what your Monthly Payment will
be under any cin:umstances and for any size order.
IF YOU HAVE NO BALANCE FROM
lsl- Dcducl from total of your new order the Down
Payments required <if any 1. Then add
amount for carrying charges. which gives the
TOTAL BALANCE you owe for your new order.
2nd Refer lo Table of Monthly Payments below
to find proper Monthly Payment on this
IF YOU HAVE ABALANCE FROM
NO DOWN PAYMENT REQUIRED ON THE FOL-
1st- Deduct from total of your new order the Down
required <if. a n y1. Then a dd
,__.,....._-l!~ll-uWING-EXIMPTt94lEMS-R£6ARDLESS Orf~P"'Rffl(05E-··-1 1-M-..-'·-
.. " . "·
u1c 1"r.. 1
AMOl 'NT 011cd for your new order.
No Money Down on all the following items, rel-(ard–
less of price.
Truck Tires and Tubes
Point Sprayers end Brushes
Power end Hand Tools
Christmas Tree Decorations
Team Harnesses and Accessories
Automobile Repair Ports end Tools
Radio Batteries, Tubes end Aerials
Non-mechanical Carpet Sweepers
laundry Goods other than Washers
Baby Needs, other then baby clothing
DOWN PAYMENTS ARE REQUIRED
ON THE FOLLOWING ITEMS
Fl ' RNITlmE ITEMS. selling for over $6.00, re–
Down Payment that is
5 of the sell–
ALL OTI IER ITEMS, selling for over S6.00. require
a 33 l
3 Down Payment that is. 1 3 of the selling
price, except those exempted items listed above.
ABOUT PARCEL-POST CHARGES
On l'arcel-l'osl Time-Payment shipments Spicgels will
compute your new lm1cr shippinl-( charges and notify
you of the amount to indude along with your lirst new
2nd Add the NET AMO! "NT for 1·our new order lo
BALANCE from former purchases.
which will he rnur new TOTAL BALANCE
owed at Spiegels.
3rd Refer to Table of J\fonthly Payments below to
find proper Monthly Payment on your new
TABLE OF MONTHLY PAYMENTS
$ 5.00to$60.00 ...
5.00 $1!"'6.0I to$168.00 .. $14.00
60.01 to 66.CXJ
168.01 to 18().(XJ. .. 15.00
66 01 to 72.00 . . . 6.00
180.0l to 192.00 .. 16.00
72.01 to 78.00 .. .. 6.50
78.01 to 8-1.(XJ.. . . 7.00
204.01 to 216.00 ... 18.00
84.0l to 90.00 . .
216.0l lo 228.00 ... 19.00
) . . . 8.00
228.01 to 2·10.!Xl .. 20.00
96.01to102.00 ... . 8.50
2-10.0l lo 2S2.00 ... 21.00
102.01 to 108.00 . . . 9.00
2!i2.0l to 26-1.00
108.01to114.00 . . . 9.50
261.01 lo 276.fXJ. .. 23.00
I l<\.01 to 120.fXJ
276.01 lo 288.00 .. 24.00
120.0l to l:l2.CXJ . . . 11.00
l:l2.0l lo 144.(Xl . . .. 12.00
For monthly poymenh
144.01 lo l!"J6.(XJ .
on lorger bolonces, write
YOUR NEW MONTHLY PAYMENT CANNOT BE
LOWER THAN WHAT YOU ARE NOW PAYING
PLAN TO BUY COMPLETELY
nder any circumstances. credit balances can be
brought up to as much as $60.00 without paying more
than $5.00 a month -with twelve months to pay.
This shows the advantage of buying your everyday
needs sensibly and completely - while keeping your
Monthly Payments as low as lX>ssihle.
ABOUT CARRYING CHARGES
When ordering on the Time-Payment Plan we 11·ill add
for Carrying Charges. If a dm111 payment is required.
we will deduct the amount of the down p<1yment from
the Total Amount of your order and ligure your Carry–
ing Charge on the balance.
CHECK ON OTHER SIDE WHETHER YOU ARE BUYING
ON 30-DAY CHARGE ACCOUNT OR TIME-PAYMENT PLAN