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When Ordering

On

30-DAY CHARGE ACCOUNT

e

NO DOWN PAYMENT REQUIRED WITH YOUR ORDER

e

YOU PAY FULL AMOUNT WITHIN 30 DAYS

e

NO CARRYING CHARGES

e

ORDERS MUST AMOUNT TO AT LEAST

$5

Spiegels now offer the convenience of a 30-Day Charge Account for those Established Customers who wish to

see merchandise before paying Cash and who do not wish to buy on Time payments. A statement showing

total amount of order, including any shipping charges you are to pay, will be sent upon acceptance of your order.

Payment in full (money order or check) is due within 30 days. The privilege of this 30-Day Charge Account is

restricted to customers who have established their accounts with Spiegels.

YOU ARE WELCOME TO USE BOTH YOUR 30-DAY CHARGE ACCOUNT

AND YOUR TIME-PAYMENT ACCOUNT AT THE SAME TIME

When Ordering

On

TIME-PAYMENT PLAN

READ CAREFULLY

ABOUT DOWN PAYMENTS

Be sure to check each item on your order carefully

before mailing your order.

lf a Down Payment is required, figure the amount

carefully. according to the item. as explained below.

Then add to find the total of Down Payments required.

Be sure to send in the full and correct Down Pay–

ments to avoid delay in filling your order.

NO DOWN PAYMENT REQUIRED ON ANY ITEM

SELLING FOR $6.00 OR LESS

Government Rel-(ulalions do not require a Down Pay–

ment on ANY individual item selling for

S6.00

or

under. You can order ANY NUMBER of these items

at one time and still no Down Payment is required.

READ CAREFULLY

ABOUT MONTHLY PAYMENTS

Government Regulations require Monthly Payment

of al least S:i.00 when you buy on lime payments.

regardless of size of order. There are just a few simple

steps to lind out what your Monthly Payment will

be under any cin:umstances and for any size order.

IF YOU HAVE NO BALANCE FROM

AFORMER PURCHASE:

lsl- Dcducl from total of your new order the Down

Payments required <if any 1. Then add

Hl';

of

thi~

amount for carrying charges. which gives the

TOTAL BALANCE you owe for your new order.

2nd Refer lo Table of Monthly Payments below

to find proper Monthly Payment on this

TOTAL

BALANCE.

IF YOU HAVE ABALANCE FROM

AFORMER PURCHASE:

NO DOWN PAYMENT REQUIRED ON THE FOL-

1st- Deduct from total of your new order the Down

~'ayment

required <if. a n y1. Then a dd

1()

1

,

,__.,....._-l!~ll-uWING-EXIMPTt94lEMS-R£6ARDLESS Orf~P"'Rffl(05E-··-1 1-M-..-'·-

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..

n-c.•ca-rryinj.( ·h,

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AMOl 'NT 011cd for your new order.

No Money Down on all the following items, rel-(ard–

less of price.

Chicks

Turkeys

Poultry Equipment

Rebuilt Motors

Truck Tires and Tubes

Point

Point Sprayers end Brushes

Power end Hand Tools

Wollbocrds, Insulation

Tools

Millwork

Roofing

Combination Doors

Welders

Belting

ladders

Sepcrotors

Fencing

Candy

Toys

Christmas Tree Decorations

Team Harnesses and Accessories

Automobile Repair Ports end Tools

Radio Batteries, Tubes end Aerials

Non-mechanical Carpet Sweepers

laundry Goods other than Washers

Baby Needs, other then baby clothing

DOWN PAYMENTS ARE REQUIRED

ON THE FOLLOWING ITEMS

Fl ' RNITlmE ITEMS. selling for over $6.00, re–

quire a

20',

Down Payment that is

1,

5 of the sell–

inl-( price.

ALL OTI IER ITEMS, selling for over S6.00. require

a 33 l

1

3 Down Payment that is. 1 3 of the selling

price, except those exempted items listed above.

ABOUT PARCEL-POST CHARGES

On l'arcel-l'osl Time-Payment shipments Spicgels will

compute your new lm1cr shippinl-( charges and notify

you of the amount to indude along with your lirst new

monthly payment.

2nd Add the NET AMO! "NT for 1·our new order lo

the

OLD

BALANCE from former purchases.

which will he rnur new TOTAL BALANCE

owed at Spiegels.

3rd Refer to Table of J\fonthly Payments below to

find proper Monthly Payment on your new

TOTAL BALANCE.

TABLE OF MONTHLY PAYMENTS

Total

Monthly

Total

Monthly

Balance

Payments

Balance

Payments

$ 5.00to$60.00 ...

$

5.00 $1!"'6.0I to$168.00 .. $14.00

60.01 to 66.CXJ

5.50

168.01 to 18().(XJ. .. 15.00

66 01 to 72.00 . . . 6.00

180.0l to 192.00 .. 16.00

72.01 to 78.00 .. .. 6.50

192.01 to

20-l.OO

17.00

78.01 to 8-1.(XJ.. . . 7.00

204.01 to 216.00 ... 18.00

84.0l to 90.00 . .

7.50

216.0l lo 228.00 ... 19.00

90.01 to

96.fX

) . . . 8.00

228.01 to 2·10.!Xl .. 20.00

96.01to102.00 ... . 8.50

2-10.0l lo 2S2.00 ... 21.00

102.01 to 108.00 . . . 9.00

2!i2.0l to 26-1.00

22.00

108.01to114.00 . . . 9.50

261.01 lo 276.fXJ. .. 23.00

I l<\.01 to 120.fXJ

10.00

276.01 lo 288.00 .. 24.00

120.0l to l:l2.CXJ . . . 11.00

288.0l lo

:

mo.oo

.

25.00

l:l2.0l lo 144.(Xl . . .. 12.00

For monthly poymenh

144.01 lo l!"J6.(XJ .

13.00

on lorger bolonces, write

us

YOUR NEW MONTHLY PAYMENT CANNOT BE

LOWER THAN WHAT YOU ARE NOW PAYING

PLAN TO BUY COMPLETELY

l

1

nder any circumstances. credit balances can be

brought up to as much as $60.00 without paying more

than $5.00 a month -with twelve months to pay.

This shows the advantage of buying your everyday

needs sensibly and completely - while keeping your

Monthly Payments as low as lX>ssihle.

ABOUT CARRYING CHARGES

When ordering on the Time-Payment Plan we 11·ill add

HJ',

for Carrying Charges. If a dm111 payment is required.

we will deduct the amount of the down p<1yment from

the Total Amount of your order and ligure your Carry–

ing Charge on the balance.

CHECK ON OTHER SIDE WHETHER YOU ARE BUYING

ON 30-DAY CHARGE ACCOUNT OR TIME-PAYMENT PLAN