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...
Your credit
is
wealth ..• just use the increased
buying power available to you at Spiegels through
the wonderful new Budget Power Plan. Enjoy the
Christmas you've always dreamed about ... have
the toys and fashions and little luxuries for the
home as well as everyday needs ... with peace of
mind, protected by free Prudential
Life
Insurance.
l
BUDGET POWER* MONTIILY PAYMENT PLAN
Buy whenever you please, what–
ever you please. No need to
wait until the bill is paid in full
before ordering again. The
Budget Power Plan is djflerent
from the old idea of buying one
thing at a time, in in tallments.
We set aside an actual amount
of credit for you-a CREDIT TRUST FUND.
YOUR
ClfDIT AT
SPIEGELS IS ALWAYS GOOD
up to the
full amount of your Trust Fund. The Fund can he
fo
any amount up to $1000, dependfog on your budget.
Use any or all of the Fund, as you prefer. Your monthly
payments will, of course, he based only on the amount
you are using. Every time you buy you draw out of
your Fund ... but every payment you make goes right
back into the Fund, ready to he used over again. Add
on new orders whenever you please ... as long as the
total you owe us does not exceed your Credit Fund.
FREE PRUDENTIAL
LIFE
INSURANa
protects you when you
,
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286 • SPIEGEL
use the Budget Power Plan. It's
a free service that costs you
notrung ... now or forever. No
medical examination, no ques–
tions to answer, no red tape.
We make this free Prudential
Life Insurance part of the
Budget Power Plan so you can
use your credit without worry
about "going into debt."
Should death strike, Prudential
pays your Spiegel Account ...
any balance up to $1000.
FAMILIES NOW BUYING ON
CREDIT
at Spiegels can buy
more thanks to Budget Power.
They have a Credit Trust Fund
and their Prudential Life
In–
surance. After each order the
statement we send shows ex–
actly how much MORE credit
i available for "add on" orders.
TO OPEN
AN
ACCOUNT
and u e the Budget Power PJan
for the first time, use the back of the Order Blank. We
will set up a Credit Trust Fund for you and send your
free Prudential Life Insurance. As alway , credit
orders must be for $10 or more.
ON FIRST BUDGET POWER ORDEl-
ONLY 10% DOWN on a nything you order-
except lower terms of only
$5
down on items listed below
Air Conditioners, Bathroom Outfits, Cabinet Sinks, Clothes
Dryers, OehuMid ifiers, Dishwa shers, Disposal Units, Floor
Po lishers, Furniture Suites and Outfits, Heaters, Ironers, Pumps,
Phonographs, Radios, Ranges, Recorders, Roasters, Sewing
Ma chines, Television, Vacuum Cleaners, Washers, Water Heaters.
If
you buy items on which down payment is 10%, and al.o items
Crom list above, figure down payment on each group separately and
add them together for proper down payment to enclose.
After we ship order, we send statement showing total amount
charged to your account, including merchandise, carrying charge,
shipping charge and tax, if any, and amount of monthly payment.
FOR "ADD ON.. ORDERS-HO MONEY DOWN
Your Credit Tru t Fund is et aside for your use-–
every penny of it. You can charge new purcha es any
time the balance on your Account is less than your
Credit Fund. It's ea y to tell what the new monthly
payment will he. Add your new order to your present
unpaid balance,
if
any. Check the Budget Power Table
at right to find what the monthly payment will he on
the new total balance. We add carrying charge for
amount of "add on" order only.
• If
the monthly payment shown is the same or Jess
than you are now paying, then there will be
NO INCREASE in your monthly payment. Note-–
if you send a monthly payment at the same time you
1
order, you can ubtract it in advance from your
unpaid balance. ee Table.
• If
monthly payment come to more, new payment
will be amount shown opposite new unpaid balance.
IF YOU SHOULD NEED A LARGER TRUST FUND
plea e
write to your Spiegel Budget Counselor. He is an
expert on stretching a steady pay check, regardle of
the amount.