1966 JCPenney Christmas Catalog

Major Purchases...

are easy on the budget

with PENNEYS

TIME PAYMENTACCOUNT

•

No down payment

•

Small, regular monthly payments

•

Up to 3 years to pay

~----------You

may charge any of the items listed here to your Time Payment

Account:----------~

Air conditioners

Attic stairs

Automotive: tires, batteries,

parts.and accessories

Awnings

Barbecue grills

and accessories

Bedspreads

Bicycles

Draperies and drapery

hardware

Electrical goods

Fencing

Fireplace equipment

Floor coverings

(except bathroom rugs)

Floor sanders

polishers

Furniture

Furs (over $200)

Kitchen cabinets and sinks

ladders

Lamps, shades, and light fixtures

Lawn mowers and sweepers

Luggage

Mattresses and springs

Musical Instruments

Nursery equipment

Office equipment

Optical equipment

Building materials

Cameras and equipment

(except film and processing)

Carriages

strollers

Cookware sets

Garage doors and openers

Garden tools and equipment

Gym equipment

Paint and paint sprayers

Phonographs

consoles

Playground equipment

Plumbing-heating supplies

Pool tables

Hearing aids

Decorative wall hangings

(clocks, frames, mirrors)

Dinnerware

Home appliances (electrical)

Jewelry

watches

Power tools

(not costume jewelry)

Radios

How to Open a Time Payment Account

you now have a Penneys Regular Charge Ac–

count, just write your order, fill-in your Account

Number, and check the "Time Payment Account"

box. Then, read and SIGN the Time Payment Ac–

count Agreement (3) on the reverse side of the order

form. Remember, your first Time Payment Account

order must total $19 or more. Only the merchandise

listed above may be purchased on

Time Payment

Account. For Regular Charge purchases or Cash pur–

chases please use another order form.

you do NOT have

Regular Charge Account,

turn to the reverse side of any order form (pages

212 and 214), and fill out the Credit Application(!);

then sign

both

the Charge Account Agreement (2),

and the Time Payment Account Agreement

(3).

Then

write your order on the front of the form and check

the box that says, "Time Payment Account." Remem–

ber-your first Time Payment order must total $19 or

more. Only the merchandise listed above may be pur–

chased on a Time Payment Account-for olher mer–

chandise, use Penneys Regular Charge Account (de–

tails on page

208).

NOTE:

You can arrange to open an Account by phone

-just call your nearest Catalog Center (see page 202).

How your Time Payment Account is Billed:

Each month, when you receive your Time Payment

statement make small monthly payments based upon

your balance (see "Time Payment Terms Table" at

right)-and pay a modest service charge, added each

month to the beginning balance.

If you wish, you may pay more than your sched–

uled payment

or, you may pay the entire amouni

due at any time.

--TIME PAYMENT-–

TERMS TABLE

If your

your monthly

total order or

payment

account balance is:

is:

$19.00 to 90.00 ...... $5.00

90.01 to 105.00.

. . . . .

5.50

105.01 to 120.00.

. . . . .

6.00

120.01to135.00 ...... 6.50

135.01to150.00 ...... 7.00

150.01 to 165.00...... 7.50

165.01 to 180.00.

. . . . .

8.00

180.01 to 195.00.

. . . . .

8.50

195.01 to 210.00.

. . . . .

9.00

210.01 to 225.00.

. . . . .

9.50

225.01 to 240.00 .

.....

10.00

240.01 to 255.00 .

.....

10.50

255.01 to 270.00 .

.....

11.00

270.01 to 285.00 .

.....

11.50

285.01 to

300.DD

.....

12.DD

3DO.D1 to

315.DD

...... 12.5D

315.Dl

330.DD

.....

13.0D

33D.D1 to

345.DD

.....

13.50

345.01 to

36D.DD

.....

14.0D

36D.D1 to 375.0D .

.....

14.5D

375.Dl

4D5.DD

.....

15.DD

4D5.01 to

42D.DD

.....

15.5D

420.Dl

435.DD

. ....

16.DO 435.Dl

45D.DD

.....

16.5D

45D.D1 to

465.DD

.....

17.DD

465.01 to

495.DD

.. .- ..

17.50

495.01 to

510.DD

...... 17.75

510.01 to

525.DD

.....

18.25

Write for Terms Over

525.QO

Range hoods and fans

Sewing machines

Silverware and stainless steel

Slipcovers

Snow throwers

Sporting goods

Storm windows and doors

Tape recorders

Television and consoles

Tool sets ·

Vacuum cleaners

Wall coverings

Wall decorations

Wheel chairs

Whirlpool baths

Window

door equipment

Wrist watches

fine jewelry

"Add-On" to your account anytime–

No minimum purchase required

Either dial your local Penneys Catalog

Center (see page 202)-or if you wish,

order by mail. Just write up your Time

Payment order, and complete the fol–

lowing steps:

Fill in your Penneys Account num–

ber.

Check the Time Payment Account

box on the front of the order form.

Read and SIGN the Time Payment

Account Agreement

(3),

on the re–

verse side of the order form.

Be sure that all merchandise you

"add-on" is eligible to be purchased

on your Time Payment Account–

see list above.

you wish to make

Regular Charge Account (or cash)

purchases, simply use another order

form.

No Minimum Purchase required when

you "Add-On" to your Time Payment

Account!

To find your new monthly payment

when you "add-on":

Simply add the

total dollar amount of your "add-on"

order to your present unpaid balance.

Then check the "Time Payment Terms

Table" (at left); and find the new total

balance, and the corresponding month–

ly payment.

the new monthly pay–

ment is the same or less than you are

now paying, there will be no increase

in the monthly amount you will pay.

A Mo

j)enneV'

209