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Appliances
Draperies & drapery hardware
Ladders
Ready-to-Finish Furniture
Attic stairs
Electrical goods
Lamps, shades, light fixtures
Sewing machines
Automotive: tires, batteries,
Fans & Portable Heaters
Lawn & garden equipment
Silverware, stainless steel
parts and accessories
Fencing
Luggage
Slipcovers
Awnings
Fireplace equipment
Mattresses and springs
Snow throwers
Barbecue grills & accessories
Floor coverings
Metal Wardrobes
Snow Tires
Bedspreads
(except bathroom rugs
Mini Bikes
Sporting goods
Bicycles
& bathroom carpeting)
Musical instruments
Storage Buildings
Building materials
Floor sanders & polishers
Nursery equipment
Storm Windows and doors
Cameras and equipment
Furniture
Office Equipment
Tape recorders
(except film & processing)
Garage doors & openers
Optical equipment
Television and consoles
Camping Equipment
Garden tools & equipment
Phonographs & consoles
Tool sets
Carriages & strollers
Glassware
Playground equipment
Typewriters
Carpeting
Gym equipment
Plumbing-heating supplies
Vacuum cleaners
Cookware sets
Hair Dryers
Pool tables
Wall coverings
Decorative wall hangings
Hearing aids
Porch Furniture
Wall decorations
(clocks, frames, mirrors) .
Home appliances (electrical)
Power tools
Wheel Chairs
Dinnerware
Hunting Equipment
Radios
Window & door equipment
Doors and Windows
Kitchen cabinets & sinks
Range hoods & fans
Wrist watches & fine jewelry
How to Open a Time Payment Account
1.
If you now have a Penneys Regular Charge Account, just write
your order, fill in your Customer Number, and check the "Time
Payment Account" box. Then, read and SIGN the Time Payment
Account Agreement on page 248 and mail it with your order
to the address on page 240. Retain the Customer's Copy of
the agreement for your records. Remember, your first Time
Payment Account order must total $19 or more. Only the mer·
chandise listed above may be purchased on a Time Payment
Account. For Regular Charge purchases or Cash purchases
please use another order form.
2.
If you do NOT have a Regular Charge Account, turn to the
bottom portion of page 244 or 246, and fill out the Credit
Application, then sign
both
the Charge Account Agreement
and the Time Payment Account Agreement on pages 247 and
248. Then, write your order and if using order form on page
243, check the box that says "Time Payment Account." Mail
the signed agreements with your order to the address on page
240. Retain the Customer's Copies of the agreements for your
records. Remember-your first Time Payment order must total
$19 or more. Only the merchandise listed above may be pur–
chased on a Time Payment Account-for other merchandise,
use Penneys Regular Charge Account.
NOTE:
You can arrange to open an Account by phone-just call
your nearest Penneys Catalog Center.
"Add-On" to your account anytime-
no minimum purchase required
Either dial your local Penneys Catalog Center (see page 233)–
or if you wish, order by mail. Just write up your Time Payment
order, and complete the following steps:
1.
Fill in your Penneys Customer number.
2.
Check the Time Payment Account box on the front of the
order form.
3.
Read and SIGN the Time Payment Account Agreement on
page 248, and return it to us with your order.
4.
Be sure that all merchandise you "add-on" is eligible to be
purchased on your Time Payment Account-see list above. If
you wish to make Regular Charge Account (or cash) purchases,
simply use another order form.
No Minimum Purchase required when you "Add-On" to your
Time Payment Account!
To find your new monthly payment when you "add-on": Simply
add the total dollar amount of your "add-on" order to your pres–
ent unpaid balance. Then check the Minimum Payment Sched–
ule on the agreement on page 248 and find the newtotal balance,
and the corresponding monthly payment. If the new monthly
payment is the same or less than you are now paying, there will
be no increase in the monthly amount you will pay.
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