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You can charge everything

but the HO! HO! HO!

with a

PENNEYS

CHARGE

ACCOUNT

CHARGE IT-means that anything we

sell may be charged to your Penneys

CHARGE IT-means one statement

each month- an accurate record of

a_

all your "charge" purchases.

Charge Account.

~

CHARGE IT-means shopping conve·

nience coast to coast- in all Penneys

CHARGE IT-means easy c .atalog

shopping- we figure sales tax and

postage for you, then add the charges

stores and catalogs.

to your Account.

.I

~

CHARGE IT-means you can take months to pay, if you wish- no down payment, no minimum order.

HERE'S HOW LITTLE YOU PAY

ON YOUR CHARGE ACCOUNT

BALANCE EACH MONTH

If your

Your minimum

monthly

balance is:

payment is:

$10-100

$10

$100.01-150

$15

$150.01-200

$20

$200.01-250

$25

$250.01-300

$30

$300.01-350

$35

$350.01-400

$40

$400.01-450

$45

$450.01-500

$50

$50

plus any

over

$500

amount over

$500

216

~ennevs

AMO

WHEN YOU CHARGE IT ..•

YOU choose the best way to pay:

EITHER pay your balance in full each month

(NO service charge);

OR,

if you prefer, take months to pay

(with a modest service charge)

How Your Penneys Charge Account Is Billed

Each month, when you receive your statement, YOU decide how you wish to pay your

account :

1. Pay your balance in full each month with no service charge; or

2. Take months to pay- your statement will show your minimum monthly payment (see

chart at left). We add a small service charge only AFTER all payments and credits are

deducted.

If you wish, pay more than your minimum payment. As your balance reduces, so does

your monthly payment and service charge.

Open Your Penneys Charge Account Now-(use it whenever you wish!) Fill in the

Credit Application

(1),

then read and SIGN the Charge Account Agreement (2)-both

are on the reverse side of every order blank (pages 220 and 222). Then mail the sheet to

us- with or without an order! You'll receive your permanent Penneys Charge Card by mail.

(You can open an account by phone or in person, too.

Call any Penneys Catalog Center- stop by at any Penneys store-–

they'II

be

glad to help

you.)

It's Easy to "Add-On" Purchases-Anytime

Just write your order. Then check and SIGN the "Regular Charge Account" box on the

front of the order blank- be sure to write your Penneys Charge Account number, too.